Finance

When planning to apply for a personal loan, one of the most important aspects to understand is how the interest rate is calculated. The interest rate determines how much you will repay over time and directly affects your monthly EMIs. Whether you’re borrowing for home renovation, education, travel, or medical expenses, understanding how loan interest … Read more

Choosing the right term insurance plan is a decision that impacts your family’s financial security for decades. While you might be tempted to compare policies based on premium or features alone, there is one metric that serves as the ultimate “A+” rating for an insurer: the claim settlement ratio (CSR). It is the gold standard … Read more